The Australian Financial Complaints Authority (AFCA) can think about a problem you have got about a credit

This site describes the kinds of complaints AFCA can think about about credit, loans and finance services and products, and what you should do next if you would like make a grievance to us.

You can find things we can’t start thinking about; for example – if your grievance involves the degree of an fee that is overdrawn rate of interest enhance. But, we possibly may manage to look at a problem about a charge or fee if it was incorrectly determined or placed on your bank account. Additionally there are some particular exclusions that relate to credit complaints.

Detailed information on these various kinds of credit, loan and finance services and products can be acquired that will help you decide if you would like whine to us.

Small company?

If you’re a business that is small there is certainly certain information regarding company credit and loans in the Information for smaller businesses page.


Credit and finance include:

We also start thinking about complaints about guarantees.

Detailed information regarding these several types of credit, loan and finance items is after that will help you determine if you would like whine to us.

Your firm that is financial is to suspend any collection or data recovery action as soon as your grievance is registered with us. In the event that you get any business collection agencies letters or telephone calls from your own monetary company, report this to your financial firm’s dispute resolution team that is internal. In the event that you keep getting business collection agencies communication e mail us.

You ought to make whatever re re re payments you are able to while your grievance is by united statesing us. The reason being interest and costs will frequently are charged for your requirements as the issue is available. In a worse position if you do not make repayments, your arrears will increase which is likely to place you.

Related information

Issues and complications you are able to grumble about

Extra information about these presssing dilemmas can be obtained that will help you determine if you’d like to grumble to us.

More info about these dilemmas is after that will help you determine should you want to whine to us.

How to proceed next

You are able to a grievance to AFCA on line, by page, email or by phoning us.

In the event that you don’t wish to whine to us payday loans Massachusetts straight, it is possible to go back to your economic company and inquire to help make a grievance for their internal dispute quality group.

Your firm that is financial should in a position to offer you details about steps to make a problem in their mind.

We likewise have some suggestions open to help you create an complaint that is internal.

Financial trouble

If you’re experiencing economic difficulty, we encourage one to contact your credit provider to go over a difficulty arrangement. If you should be not able to come to a suitable arrangement, please contact us.

Samples of monetary trouble include where your monetary company has declined or otherwise not taken care of immediately your demand to alter your repayments as a result of difficulty, you’ve got been released a standard notice, or your economic company is continuing appropriate or commercial collection agency action against you once you’ve produced monetary trouble demand for them.